Category: Personal Finance

5.25% APY is the new savings rate to beat

Newsbreak 2 months ago in Around The World, Banking, Personal Finance, Personal Finance Insider, PFI Featured Products, PFI Reviews, PFI Storytelling, Saving, Savings 0

Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. These accounts pay 5.25% APY and there are no minimum balance requirements to earn interest. PeopleImages/Getty Images The highest rate on the market right…

At $10,000 per year, the cost of childcare is ‘a crisis,’ and it’s set to get worse in September

Newsbreak 3 months ago in Around The World, Budgeting, Childcare, Financial Planning, Personal Finance, Personal Finance Insider, PFI Freelance, PFI Storytelling 0

Our experts answer readers’ investing questions and write unbiased product reviews (here’s how we assess investing products). Paid non-client promotion: In some cases, we receive a commission from our partners. Our opinions are always our own. The American Rescue Plan Act included funding for childcare that will end in September. Halfpoint Images/Getty It costs an average of over $10,000 a year for childcare in the…

The average refinance closing costs for a mortgage, by state

Newsbreak 5 months ago in Around The World, Buying A Home, Closing costs, Loans, Mortgage, Mortgages, Personal Finance, Personal Finance Insider, PFI average, pfi average cost, PFI Reference, PFI Storytelling, Refinance, refinance mortgage, TOC-jump-to 0

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. The average closing costs are about 3% to 6% of your mortgage’s principal. Inti St Clair/Getty Images In 2021 the average refinance closing costs in the US were $2,375 without taxes, according to…

Best Roadside Assistance Plans of 2023

Newsbreak 5 months ago in Around The World, Auto Insurance, best roadside assistance plans, FAQ Page, Insurance, Personal Finance, Personal Finance Insider, pfi, PFI Freelance, PFI Guide, PFI Product Card, PFI Short Code, PFI-XAMP, roadside assistance, TOC-jump-to 0

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. Getting stuck on the side of the road because of a flat tire, car issue, or lack of fuel can be a stressful experience. One thing that can help out in such…

The Best No-penalty CDs of April 2023

Newsbreak 5 months ago in Around The World, Banking, Certificates of Deposit, FAQ Page, Gilbert Espinoza, IP Graphics, No-Penalty CDs, Personal Finance, Personal Finance Insider, pfi, PFI Featured Products, PFI Guide, PFI Product Card, PFI Short Code, TOC-jump-to 0

Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Most CDs charge you a fee if you need to withdraw money from your account before it matures. But with a no-penalty CD, you…

The Best 5-year CD Rates for April 2023

Newsbreak 6 months ago in 5-Year CD, Alyssa Powell, Around The World, Banking, Certificates of Deposit, DFP, FAQ Page, IP Graphics, Personal Finance, Personal Finance Insider, pfi, PFI Featured Products, PFI Guide, PFI Product Card, PFI Short Code, TOC-jump-to 0

Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. The national average APY (Annual Percentage Yield) on a 5-year CD is 1.35% APY. However, the best 5-year CD rates offer up to 4.50%…

Best 5% Cash Back Credit Cards of April 2023

Newsbreak 6 months ago in Around The World, Credit, Credit Card roundup, Credit Cards, Discover It Cash Back, Discover it Student Cash Back card, FAQ Page, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Freelance, PFI Guide, PFI Product Card, PFI Short Code 0

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. 5% cash back has become the gold standard for credit card rewards, and using a card that earns 5 points per dollar is…

Amex is offering 5x bonus rewards at US supermarkets when you refer a friend to open a card, but only...

Newsbreak 7 months ago in American Express, American Express Gold Card, American Express Platinum, Around The World, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Blue Delta SkyMiles Credit Card from American Express, Credit, Credit card feature, Credit Cards, Gold Delta SkyMiles Credit Card from American Express, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Short Code, Platinum Delta SkyMiles Credit Card from American Express, Reserve Delta SkyMiles Credit Card from American Express, Retail 0

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Amex cardholders can earn 5x rewards at US supermarkets when they refer a friend for a card. Johner Images/Getty Eligible American Express cardholders…

How to invest in a startup

Newsbreak 7 months ago in Around The World, Investing, Personal Finance, Personal Finance Insider, pfi, PFI Bankrate, PFI Freelance, PFI Reference, PFI-XAMP, TOC-jump-to 0

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Crowdfunding platforms are the easiest way for the average person to invest in startups. Carlina Teteris/Getty Images Startup investment opportunities used to be…

California Casualty Auto Insurance Review 2023

Newsbreak 7 months ago in Around The World, Auto Insurance, best auto insurance, Best car insurance, California Casualty, Car Insurance, FAQ Page, Insider Illustration, Insurance, Insure.com, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Freelance, PFI Product Card, PFI Reviews, PFI Short Code, PFI-XAMP, TOC-jump-to 0

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. California Casualty offers auto and homeowners insurance to teachers, nurses, firefighters, and other heroes. Its partnership with MexPro also provides auto insurance for heroes traveling to Mexico. California Casualty Auto Insurance –…

American Family Insurance Life Insurance Review 2023

Newsbreak 7 months ago in American Family Insurance, Around The World, best life insurance, FAQ Page, Insurance, Life Insurance, no medical exam life insurance, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Freelance, PFI Product Card, PFI Reviews, PFI Short Code, PFI-XAMP, Policygenius, Term Life Insurance, TOC-jump-to, Whole life insurance 0

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. American Family Insurance offers permanent and term life insurance products, including plans for children and seniors. Agents can bundle life with auto, home, and other insurance policies in some states. At its…

Today’s Mortgage and Refinance Rates: March 5, 2023 | High Rates are Pushing Buyers out of the Market Again

Newsbreak 7 months ago in Alyssa Powell, Around The World, HELOC, Loans, mortgage calculator, mortgage rates, Mortgage Refinancing, Mortgages, Personal Finance, Personal Finance Insider, pfi, PFI Bankrate Cashout Refi, PFI Guide, PFI Money, PFI-XAMP, service graphics, TOC-jump-to, Today's Mortgage Rates 0

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. Homebuying demand experienced a brief uptick as mortgage rates dropped in January. But now that rates have been steadily increasing this month, that demand has once again started to evaporate. Applications for purchase…

Today’s Mortgage and Refinance Rates: March 4, 2023 | Rates Steady After Inching up all Week

Newsbreak 7 months ago in Alyssa Powell, Around The World, HELOC, Loans, mortgage calculator, mortgage rates, Mortgage Refinancing, Mortgages, Personal Finance, Personal Finance Insider, pfi, PFI Bankrate Cashout Refi, PFI Guide, PFI Money, PFI-XAMP, service graphics, TOC-jump-to, Today's Mortgage Rates 0

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. After spending most of the week increasing, mortgage rates have steadied somewhat — though they remain around 20 basis points higher than they were a week ago, according to Zillow data.  Rates have…

The Best Identity Theft Protection Services of March 2023

Newsbreak 7 months ago in Around The World, Aura, Complete ID, Credit, Credit Card Fraud, Credit Cards, Credit Score, FAQ Page, identity fraud, Identity Protection, Identity Theft, identity theft insurance, IdentityForce, IDShield, Personal Finance, Personal Finance Insider, pfi, PFI Featured Products, PFI Freelance, PFI Guide, PFI Product Card, PFI Short Code, PrivacyGuard, TOC-jump-to 0

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. You may be doing everything in the book to lock down your identity. Each of your accounts has a different password with various…

The Best Online Brokers for Free Stock Trading of March 2023

Newsbreak 7 months ago in Around The World, Investing, Personal Finance, Personal Finance Insider, pfi, PFI GOBankingRates, PFI Guide, PFI-XAMP 0

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. The best online brokerages for free stock trading typically offer $0 account minimums or low minimum requirements, commission-free trading, investment education and/or market research,…

Best Credit Card Reviews of March 2023

Newsbreak 7 months ago in American Express, American Express Business Gold Card, American Express Gold Card, Around The World, Bank of America, Barclays, Blue Business Cash Credit Card from American Express, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Blue Delta SkyMiles Credit Card from American Express, Capital One, Chase, Citi, Citi AT&T Points Plus Card, Credit, Credit Card roundup, Credit Cards, Delta Reserve Credit Card from American Express, Delta Reserve for Business Credit Card, Discover, Discover It Cash Back, Discover it Miles, Discover it Miles Card, Discover It Secured Card, Discover it Student Cash Back card, Discover it Student Chrome, Gold Delta SkyMiles Business Credit Card from American Express, Gold Delta SkyMiles Credit Card from American Express, Hilton Honors American Express Aspire Card, Hilton Honors American Express Business Card, Hilton Honors American Express Surpass Card, Hilton Honors Card from American Express, Life, Marriott Bonvoy Bevy American Express Card, Marriott Bonvoy Bold Credit Card, Marriott Bonvoy Boundless Credit Card, Marriott Bonvoy Bountiful Credit Card, Marriott Bonvoy Brilliant American Express Card, Marriott Bonvoy Business American Express Card, Personal Finance, Personal Finance Insider, pfi, PFI Short Code, Platinum Delta SkyMiles Business Credit Card from American Express, Platinum Delta SkyMiles Credit Card from American Express, Retail, The Blue Business Plus Credit Card from American Express, The Business Platinum Card from American Express, The Platinum Card from American Express, The World of Hyatt Credit Card, Travel, US Bank, US Bank Altitude Go Visa Secured Card, US Bank Altitude Go Visa Signature Card, US Bank Altitude Reserve Visa Infinite Card, US Bank Cash+ Visa Signature Card, US Bank Shopper Cash Rewards Visa Signature Card, US Bank Triple Cash Rewards Card, Wells Fargo 0

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. We review credit cards that earn cash back, airline miles, hotel points, and flexible rewards to help you find the right one for…

The Best Credit Cards for Average or Fair Credit of March 2023

Newsbreak 7 months ago in Around The World, Credit, Credit Card roundup, Credit Cards, Credit Score, Discover it Student Cash Back card, FAQ Page, Freelancer, Personal Finance, Personal Finance Insider, Petal card, Petal Credit Card, pfi, PFI Capital One, PFI Featured Products, PFI Guide, PFI Product Card, PFI Short Code, PFI TPG, TOC-jump-to 0

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. According to myFICO.com, an average FICO score is any score that falls between 580 to 669 on a 300 to 850 scale. FICO…

The best lenders for FHA loans in March 2023

Newsbreak 7 months ago in Alyssa Powell, Around The World, Carrington Mortgage Services, Fairway Independent Mortgage Corporation, FHA mortgage, Guild Mortgage, IP Graphics, Loans, Mortgage, Mortgage Lenders, Mortgages, New American Funding, Personal Finance, Personal Finance Insider, pfi, PFI Guide, PFI Short Code, Quicken Loans, Rocket Mortgage, TOC-jump-to 0

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. If you aren’t sure if you can qualify for a mortgage because your credit isn’t great, you might be able to buy a home with an FHA mortgage. These mortgages are geared toward…

The 4 Best Prepaid Debit Cards of March 2023

Newsbreak 7 months ago in Ally, American Express Serve Cash Back, American Express Serve FREE Cash Reloads, Around The World, Axos Bank, Banking, Bluebird by American Express, BusyKid Spend Card, Capital One 360, Checking Accounts, Chime, Debit Cards, Discover, FamZoo Prepaid Debit Card, FAQ Page, FDIC, Fifth Third Access 360 Reloadable Prepaid Card, Gilbert Espinoza, GoHenry Debit Card, Greenlight, IP Graphics, Movo Virtual Prepaid Visa Card, Netspend Prepaid, Online Banking, Personal Finance, Personal Finance Insider, pfi, PFI Bankrate, PFI Featured Products, PFI Guide, PFI Related Content Module, PFI-XAMP, Prepaid Debit Cards, Starbucks Rewards Prepaid Card, TOC-jump-to, Varo, Walmart Money Card, Wells Fargo EasyPay Prepaid Card 0

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. A prepaid debit card can be an overall useful tool for spending. It can also be a useful way to teach kids about…

The 9 Best Gas Credit Cards of March 2023

Newsbreak 7 months ago in American Express, American Express Business Gold Card, Amex EveryDay Preferred Credit Card from American Express, Around The World, Bank of America, Bank of America Cash Rewards credit card, Blue Cash Preferred Card from American Express, Chase, Chase Freedom Unlimited, Citi, Citi Custom Cash Card, Citi Double Cash, Citi Double Cash Card, Citi Premier Card, Costco Anywhere Visa, Credit, Credit Card roundup, Credit Cards, FAQ Page, PenFed, PenFed Platinum Rewards Visa Signature Card, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Featured Products, PFI Guide, PFI Product Card, PFI Short Code, PFI TPG, TOC-jump-to, Transportation, Travel, US Bank, US Bank Altitude Go Visa Signature Card, US Bank Cash+ Visa Signature Card, US Bank Triple Cash Rewards Card 0

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. With fuel prices as high as they are, it makes more sense than ever to use one of the best credit cards that…

The housing market’s biggest shocker: Your rent may actually fall this year

Newsbreak 7 months ago in Apartment List, Apartments, Around The World, Chay Thawaranont, Denver, Discourse, Economy, Home Prices, housing construction, Housing Market, INSIDER graphics, Insider Illustration, Landlords, Markets, Nashville, News, Personal Finance, Phoenix, Real Estate, recession 2023, Rent, rent hikes, Rent prices, Robyn Phelps, San Francisco, Seattle, Tech Insider, Tech layoffs 0

The apartment market is “rapidly shifting in favor of renters,” and that means tenants can expect lower rent and a lot of new perks. Robyn Phelps/Insider Tenants are finally gaining power in the housing market It’s been a painful couple of years for renters. Discounts from early in the pandemic, for those lucky enough to nab them, eventually gave way to hefty rent hikes. Lines…

Best Small Business Credit Cards of February 2023

Newsbreak 7 months ago in American Express, American Express Business Gold Card, Around The World, Blue Business Cash Credit Card from American Express, Blue Business Plus Credit Card from American Express, Business Gold Rewards Card from American Express OPEN, Business Platinum Card from American Express OPEN, Credit, Credit Card Rewards, Credit Card roundup, Credit Cards, FAQ Page, Gold Delta SkyMiles Business Credit Card from American Express, Hilton Honors American Express Business Card, Marriott Bonvoy Business American Express Card, Personal Finance, Personal Finance Insider, pfi, PFI Click Table, PFI Guide, PFI Product Card, PFI Short Code, Platinum Card from American Express, Platinum Delta SkyMiles Business Credit Card from American Express, Small Business, TOC-jump-to, Travel 0

Our consultants reply readers’ bank card questions and write unbiased product critiques (here’s how we assess credit cards). In some circumstances, we obtain a fee from our partners; nonetheless, our opinions are our own. Terms apply to presents listed on this web page. You’d be stunned at what qualifies you for a small business credit card. Small companies aren’t all the time multi-million greenback firms…

Fun stuff you can do with the Capital One EnterpriseOne 40,000-mile bonus

Newsbreak 7 months ago in Around The World, Capital One, Credit, Credit card feature, Credit card LTO, Credit Cards, Personal Finance, Personal Finance Insider, pfi, PFI Capital One, PFI Product Card, PFI Short Code, TOC-jump-to, Travel 0

Our specialists reply readers’ bank card questions and write unbiased product opinions (here’s how we assess credit cards). In some circumstances, we obtain a fee from our partners; nonetheless, our opinions are our own. Terms apply to affords listed on this web page. You can use Capital One miles to guide Vacasa trip properties like these in Big Sky, Montana — simply outdoors the Yellowstone…

How to Earn, Use, and Maximize Capital One Miles in 2023

Newsbreak 7 months ago in Alyssa Powell, Around The World, Capital One, Capital One Quicksilver Cash Rewards Credit Card, Capital One Savor, Capital One SavorOne Cash Rewards, Capital One Spark Cash Plus, Capital One Spark Cash Select for Excellent Credit, Capital One Spark Miles for Business, Capital One Spark Miles Select, Capital One Venture Rewards Credit Card, Capital One Venture X, Capital One VentureOne Rewards Credit Card, Credit, Credit card feature, Credit card LTO, Credit Cards, Insider Illustration, Personal Finance, Personal Finance Insider, pfi, PFI Capital One, PFI Click Table, PFI Guide, PFI Product Card, PFI Related Content Module, PFI Short Code, Travel 0

Our consultants reply readers’ bank card questions and write unbiased product critiques (here’s how we assess credit cards). In some instances, we obtain a fee from our partners; nevertheless, our opinions are our own. Terms apply to gives listed on this web page. Capital One has been hyper-focused on self-improvement in current years. It’s got among the best credit cards for incomes journey and different…

US could default on debt as soon as June: analysis

Newsbreak 7 months ago in Around The World, Budget, Business, Debt Ceiling, debt default, Economy, federal debt limit, Inflation, Personal Finance, Recession, Treasury Department 0

The U.S. could default on the nationwide debt as soon as June if lawmakers and the White House don’t strike a deal to lift the federal borrowing restrict, in accordance with projections released Wednesday by outstanding non-partisan suppose tank The Bipartisan Policy Center (BPC), which intently tracked the debt ceiling, issued new projections Wednesday of the “X-Date,” the date at which the Treasury Department will…

Current ARM rates: 5-year, 7-year, and 10-year ARM rates today

Newsbreak 7 months ago in Adjustable rate mortgage, ARM, Around The World, Loans, mortgage calculator, mortgage rates, Mortgages, Personal Finance, Personal Finance Insider, pfi, PFI Bankrate Cashout Refi, PFI Money, PFI Reference, PFI-XAMP, TOC-jump-to 0

Our consultants reply readers’ home-buying questions and write unbiased product opinions (here’s how we assess mortgages). In some circumstances, we obtain a fee from our partners; nevertheless, our opinions are our own. When mortgage rates are high, debtors usually flip to adjustable-rate mortgages to save cash. Check out today’s ARM rates to see how rates are presently trending. What are present ARM rates? So far…

How often should my dog go to the vet?

Newsbreak 7 months ago in Around The World, Insurance, Personal Finance, Personal Finance Insider, Pet Insurance, pfi, PFI Freelance, PFI Reference, PFI-XAMP, TOC-jump-to, Veterinary Care 0

Our specialists reply readers’ insurance coverage questions and write unbiased product critiques (here’s how we assess insurance products). In some circumstances, we obtain a fee from our partners; nevertheless, our opinions are our own. Regular vet visits are important to keep your pet wholesome and keep away from costly therapies later Vets supply telehealth and different versatile care and therapy choices Minor signs might flip…

TurboTax Review 2023

Newsbreak 7 months ago in Around The World, FAQ Page, Filing Taxes, Freelance, Freelancer, Personal Finance, Personal Finance Insider, pfi, PFI Featured Products, PFI Related Content Module, PFI Reviews, PFI Short Code, product card, service graphics, Tax day 2021, Tax Day 2022, Tax Software, Taxes, TOC-jump-to, TurboTax, TurboTax review 0

Our consultants reply readers’ tax questions and write unbiased product critiques (here’s how we assess tax products). In some instances, we obtain a fee from our partners; nonetheless, our opinions are our own. While many people dread tax season, I discover it to be an thrilling time of year. I get a flurry of types and paperwork telling me how a lot cash I revamped…