Category: pfi

Best Roadside Assistance Plans of 2023

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. Getting stuck on the side of the road because of a flat tire, car issue, or lack of fuel can be a stressful experience. One thing that can help out in such…

The Best No-penalty CDs of April 2023

Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Most CDs charge you a fee if you need to withdraw money from your account before it matures. But with a no-penalty CD, you…

The Best 5-year CD Rates for April 2023

Our experts answer readers’ banking questions and write unbiased product reviews (here’s how we assess banking products). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. The national average APY (Annual Percentage Yield) on a 5-year CD is 1.35% APY. However, the best 5-year CD rates offer up to 4.50%…

Best 5% Cash Back Credit Cards of April 2023

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. 5% cash back has become the gold standard for credit card rewards, and using a card that earns 5 points per dollar is…

Amex is offering 5x bonus rewards at US supermarkets when you refer a friend to open a card, but only...

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Amex cardholders can earn 5x rewards at US supermarkets when they refer a friend for a card. Johner Images/Getty Eligible American Express cardholders…

How to invest in a startup

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. Crowdfunding platforms are the easiest way for the average person to invest in startups. Carlina Teteris/Getty Images Startup investment opportunities used to be…

California Casualty Auto Insurance Review 2023

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. California Casualty offers auto and homeowners insurance to teachers, nurses, firefighters, and other heroes. Its partnership with MexPro also provides auto insurance for heroes traveling to Mexico. California Casualty Auto Insurance –…

American Family Insurance Life Insurance Review 2023

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own. American Family Insurance offers permanent and term life insurance products, including plans for children and seniors. Agents can bundle life with auto, home, and other insurance policies in some states. At its…

Today’s Mortgage and Refinance Rates: March 5, 2023 | High Rates are Pushing Buyers out of the Market Again

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. Homebuying demand experienced a brief uptick as mortgage rates dropped in January. But now that rates have been steadily increasing this month, that demand has once again started to evaporate. Applications for purchase…

Today’s Mortgage and Refinance Rates: March 4, 2023 | Rates Steady After Inching up all Week

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. After spending most of the week increasing, mortgage rates have steadied somewhat — though they remain around 20 basis points higher than they were a week ago, according to Zillow data.  Rates have…

The Best Identity Theft Protection Services of March 2023

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. You may be doing everything in the book to lock down your identity. Each of your accounts has a different password with various…

The Best Online Brokers for Free Stock Trading of March 2023

Our experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. The best online brokerages for free stock trading typically offer $0 account minimums or low minimum requirements, commission-free trading, investment education and/or market research,…

Best Credit Card Reviews of March 2023

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. We review credit cards that earn cash back, airline miles, hotel points, and flexible rewards to help you find the right one for…

The Best Credit Cards for Average or Fair Credit of March 2023

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page. According to myFICO.com, an average FICO score is any score that falls between 580 to 669 on a 300 to 850 scale. FICO…

The best lenders for FHA loans in March 2023

Our experts answer readers’ home-buying questions and write unbiased product reviews (here’s how we assess mortgages). In some cases, we receive a commission from our partners; however, our opinions are our own. If you aren’t sure if you can qualify for a mortgage because your credit isn’t great, you might be able to buy a home with an FHA mortgage. These mortgages are geared toward…

Fun stuff you can do with the Capital One EnterpriseOne 40,000-mile bonus

Our specialists reply readers’ bank card questions and write unbiased product opinions (here’s how we assess credit cards). In some circumstances, we obtain a fee from our partners; nonetheless, our opinions are our own. Terms apply to affords listed on this web page. You can use Capital One miles to guide Vacasa trip properties like these in Big Sky, Montana — simply outdoors the Yellowstone…

How to Earn, Use, and Maximize Capital One Miles in 2023

Our consultants reply readers’ bank card questions and write unbiased product critiques (here’s how we assess credit cards). In some instances, we obtain a fee from our partners; nevertheless, our opinions are our own. Terms apply to gives listed on this web page. Capital One has been hyper-focused on self-improvement in current years. It’s got among the best credit cards for incomes journey and different…

Current ARM rates: 5-year, 7-year, and 10-year ARM rates today

Our consultants reply readers’ home-buying questions and write unbiased product opinions (here’s how we assess mortgages). In some circumstances, we obtain a fee from our partners; nevertheless, our opinions are our own. When mortgage rates are high, debtors usually flip to adjustable-rate mortgages to save cash. Check out today’s ARM rates to see how rates are presently trending. What are present ARM rates? So far…

How often should my dog go to the vet?

Our specialists reply readers’ insurance coverage questions and write unbiased product critiques (here’s how we assess insurance products). In some circumstances, we obtain a fee from our partners; nevertheless, our opinions are our own. Regular vet visits are important to keep your pet wholesome and keep away from costly therapies later Vets supply telehealth and different versatile care and therapy choices Minor signs might flip…

TurboTax Review 2023

Our consultants reply readers’ tax questions and write unbiased product critiques (here’s how we assess tax products). In some instances, we obtain a fee from our partners; nonetheless, our opinions are our own. While many people dread tax season, I discover it to be an thrilling time of year. I get a flurry of types and paperwork telling me how a lot cash I revamped…

Today’s Mortgage and Refinance Rates: February 21, 2023 | High Rates Will Likely Slow Homebuying Demand

Our consultants reply readers’ home-buying questions and write unbiased product critiques (here’s how we assess mortgages). In some instances, we obtain a fee from our partners; nonetheless, our opinions are our own. Mortgage rates have been rising this month after dropping dramatically over the last two months. Interest in homebuying had just lately been ticking back up after spending a lot of 2022 at historic…

Amex EveryDay Preferred Card Review

Our consultants reply readers’ bank card questions and write unbiased product evaluations (here’s how we assess credit cards). In some circumstances, we obtain a fee from our partners; nonetheless, our opinions are our own. Terms apply to affords listed on this web page. The Amex EveryDay® Preferred Credit Card – Product Name Only is price contemplating if you wish to earn priceless Amex Membership Rewards…

Today’s Mortgage and Refinance Rates: February 16, 2023 | Inflation Expectations Pushed Rates Back up

Our specialists reply readers’ home-buying questions and write unbiased product opinions (here’s how we assess mortgages). In some instances, we obtain a fee from our partners; nevertheless, our opinions are our own. After trending down over the last couple of months, mortgage rates have spiked back up. The Federal Reserve has been elevating the federal funds fee to attempt to tame inflation. As inflation slowed,…

Is there ever a reason to have more than one of the same credit card?

Our specialists reply readers’ credit card questions and write unbiased product critiques (here’s how we assess credit cards). In some instances, we obtain a fee from our partners; nonetheless, our opinions are our own. Terms apply to affords listed on this web page. Opening more than one of the same credit card might imply tons of of {dollars} in value towards your subsequent journey. Cavan…

USAA Personal Loan Review 2023

Our consultants reply readers’ private mortgage questions and write unbiased product opinions (here’s how we assess personal loans). In some instances, we obtain a fee from our partners; nevertheless, our opinions are our own. The backside line: USAA Personal Loans affords strong charges on its private loans and a variety of mortgage quantities, however the financial institution has restrictive membership necessities that make the corporate inaccessible…